A comprehensive analysis of lending patterns at Pawnshops in Java (Indonesia), 1926–1932

Abstract

This research states that there is a process of involvement of colonial debt in Java, Indonesia in the typical economic characteristics of the loan and repayment cycle in the pawnshop system which is related to Eid al-Fitr, the Javanese months, and the climate of the planting season. This characteristic becomes an interesting study and very valuable knowledge for the development of socio-economic history in the area studied. The ability to understand the socio-economic conditions of society needs to be carried out in line with government programs to alleviate poverty. Therefore, understanding this article will help the government and society in choosing alternative solutions to their economic problems. This study focuses on the relationship between the lending cycle during Eid and the tendency to borrow during the planting climate. This research uses qualitative historical research methods. The practice of providing credit services using the pawnshop model was carried out based on the rules set by the colonial government. The process of borrowing and repaying loan funds is explained with the power of various analytical approaches. This problem will be explained using historical studies and other social sciences to enrich the explanation.

Keywords:

• Pawnshop
• eid
• javanese month
• jember
• planting climate

REVIEWING EDITOR:

• Samuel Adu-Gyamfi, History and Political Studies, Kwame Nkrumah University of Science and Technology College of Arts and Social Science, Kumasi, Ghana

SUBJECTS:

• History
• Religion
• Cultural Studies

Acknowledgment

Thank you to the Faculty of Social Sciences and Law, Surabaya State University for providing support for this research.

Disclosure statement

No potential conflict of interest was reported by the author(s).

Additional information

Notes on contributors

W. Wisnu

W. Wisnu is a doctor of History at the Faculty of Social and Political Sciences, History Education Study Program, Universitas Negeri Surabaya, Indonesia. His area of expertise is socio-economic history. His research includes socio-economic history, historiography, local history, and social and cultural history, especially in the Java region, of Indonesia.

N. Nawiyanto

N. Nawiyanto is a professor in the Faculty of Humanities, Department of History at Universitas Jember, Indonesia. He obtained PhD from the Australian National University. He specializes in the economic and environmental history of Indonesia. His research interests include environmental change, nature conservation, environmental movements, and river historiography, particularly in Indonesia’s island of Java from the Dutch colonial to the early independence periods.

W. Wasino

W. Wasino is a profesor at the History Department, Faculty of Social Sciences, Universitas Negeri Semarang. He graduated from Gadjah Mada University with a research focus on Social and Economic History.

Muhammad Turhan Yani

Muhammad Turhan Yani is a professor at the Universitas Negeri Surabaya, Indonesia. His research topic includes the sociology of religion, social humanities, and multicultural education.