References

• Anvari-Clark, J., & Frey, J. J. (2019). Financial capability and behavioral health. In C. Callahan, J. J. Frey, & R. Imboden (Eds.), The Routledge handbook on financial social work: Direct practice with vulnerable populations (pp. 61–72). Routledge.
   Google Scholar
• Castro Baker, A., & & Keene, D. E. (2016). There’s a difference. I own this: negotiating social and financial services under threat of mortgage foreclosure. Social Work, 61(4), 321–330. https://doi.org/10.1093/sw/sww049
   PubMed Web of Science ®Google Scholar
• Birkenmaier, J., Maynard, B., & Kim, Y. (2022). Interventions designed to improve financial capability: A systematic review. Research on Social Work Practice, 1–27. doi:10.1177/10497315221080127
   Web of Science ®Google Scholar
• Blom, B., & Morén, S. (2010). Explaining social work practice – The CAIMeR theory. Journal of Social Work, 10(1), 98–119. https://doi.org/10.1177/1468017309350661
   Web of Science ®Google Scholar
• Callahan, C., Frey, J. J., & Imboden, R. (2019). Introduction: Background, history and need. In C. Callahan, J. J. Frey, & R. Imboden (Eds.), The Routledge handbook on financial social work: Direct practice with vulnerable populations (pp. 1–6). Routledge.
   Google Scholar
• Despard, M. R., Chowa, G. A. N., & Hart, L. J. (2012). Personal financial problems: Opportunities for social work interventions? Journal of Social Service Research, 38(3), 342–350. https://doi.org/10.1080/01488376.2011.638733
   Web of Science ®Google Scholar
• Engelbrecht, L. K., & Ornellas, A. (2019). Financial capabilities development: Essential discourse in social work. International Journal of Social Economics, 46(10), 1234–1246. https://doi.org/10.1108/IJSE-02-2019-0076
   Web of Science ®Google Scholar
• Eurostat. (2022). Income and living conditions: Children at risk of poverty or social exclusion. Eurostat. https://ec.europa.eu/eurostat/statistics-explained/index.php?title=Children_at_risk_of_poverty_or_social_exclusion
   Google Scholar
• Fernandes, D., LynchJr.J., & Netemeyer, R. (2014). Financial literacy, financial education, and downstream financial behaviours. Management Science, 60(8), 1861–1883. https://doi.org/10.1287/mnsc.2013.1849
   Web of Science ®Google Scholar
• Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M., & Sherraden, M. (2019). Exploring a model for integrating child development accounts with social services for vulnerable families. Journal of Consumer Affairs, 53(3), 770–795. https://doi.org/10.1111/joca.12239
   Web of Science ®Google Scholar
• Huang, J., Nam, Y., & Sherraden, M. (2016). Improved financial capability can reduce material hardship among mothers. Social Work, 61(4), 313–320. https://doi.org/10.1093/sw/sww052
   PubMed Web of Science ®Google Scholar
• Huang, J., Nam, Y., & Sherraden, M. S. (2013). Financial knowledge and child development account policy: A test of financial capability. Journal of Consumer Affairs, 47(1), 1–26. https://doi.org/10.1111/joca.12000
   Web of Science ®Google Scholar
• Huang, J., Sherraden, M., Johnson, L., Birkenmaier, J., Loke, V., & Hageman, S. (2021). Preparing social work faculty to teach financial capability: Where We stand. Journal of Social Work Education, 57(4), 688–706. https://doi.org/10.1080/10437797.2020.1714524
   Web of Science ®Google Scholar
• Huang, J., Sherraden, M. S., Sherraden, M., & Johnson, L. (2022). Experimental effects of child development accounts on financial capability of young mothers. Journal of Family and Economic Issues, 43(1), 36–50. https://doi.org/10.1007/s10834-021-09774-4
   Web of Science ®Google Scholar
• Johnson, E., & Sherraden, M. S. (2007). From financial literacy to financial capability among youth. The Journal of Sociology & Social Welfare, 34(3), 119–145. https://doi.org/10.15453/0191-5096.3276
   Google Scholar
• Kaiser, T., & Menkhoff, L. (2017). Does financial education impact financial literacy and financial behaviour, and if so, when? The World Bank Economic Review, 31(3), 611–630. https://doi.org/10.1093/wber/lhx018
   Web of Science ®Google Scholar
• Kaiser, T., & Menkhoff, L. (2020). Financial education in schools: A meta-analysis of experimental studies. Economics of Education Review, 78, 101930–15. https://doi.org/10.1016/j.econedurev.2019.101930
   Web of Science ®Google Scholar
• Kennan, D., Brady, B., & Forkan, C. (2018). Supporting children’s participation in decision making: A systematic literature review exploring the effectiveness of participatory processes. The British Journal of Social Work, 48(7), 1985–2002. https://doi.org/10.1093/bjsw/bcx142
   Web of Science ®Google Scholar
• Lin, J. T., Bumcrot, C., Mottola, G., Valdes, O., Ganem, R., Kieffer, C., Lusardi, A., & Walsh, G. (2022). Financial capability in the United States: Highlights from the FINRA foundation national financial capability study. FINRA Investor Education Foundation. www.FINRAFoundation.org/NFCSReport2021.
   Google Scholar
• Miller, M., Reichelstein, J., Salas, C., & Zia, B. (2015). Can you help someone become financially capable? A meta-analysis of the literature. The World Bank Research Observer, 30(2), 220–246. https://doi.org/10.1093/wbro/lkv009
   Web of Science ®Google Scholar
• Murshid, N. S. (2018). Microfinance participation and women’s decision-making power in the household in Bangladesh. Journal of Social Service Research, 44(3), 308–318. https://doi.org/10.1080/01488376.2018.1472170
   Web of Science ®Google Scholar
• National Academies of Sciences, Engineering, and Medicine. (2019). A roadmap to reducing child poverty. National Academies Press.
   Google Scholar
• Postmus, J. L., Plummer, S.-B., McMahon, S., Murshid, N. S., & Kim, M. S. (2012). Understanding economic abuse in the lives of survivors. Journal of Interpersonal Violence, 27(3), 411–430. https://doi.org/10.1177/0886260511421669
   PubMed Web of Science ®Google Scholar
• Sanders, C. K. (2016). Promoting financial capability of incarcerated women for community reentry: A call to social workers. Journal of Community Practice, 24(4), 389–409. https://doi.org/10.1080/10705422.2016.1233161
   Web of Science ®Google Scholar
• Sherraden, M. S. (2013). Building blocks of financial capability. Financial education and capability: Research, education, policy, and practice. In J. M. Birkenmaier, M. S. Sherraden, & J. C. Curley (Eds.), Financial capability and asset building: Research, education, policy, and practice (pp. 3–43). Oxford University Press.
   Google Scholar
• Sherraden, M. S., & Huang, J. (2019). Financial social work. In C. Franklin et al. (Eds.), Encyclopedia of Social Work. https://doi.org/10.1093/acrefore/9780199975839.013.923
   Google Scholar
• Silva-Martínez, E., Stylianou, A. M., Hoge, G. L., Plummer, S., McMahon, S., & Postmus, J. L. (2015). Implementing a financial management curriculum with survivors of IPV: Exploring advocates’ experiences. Affilia, 31(1), 112–128. https://doi.org/10.1177/0886109915608218
   Google Scholar
• Stuart, P. H. (2013). Social workers and financial capability in the profession’s first half-century. In J. Birkenmaier, M. S. Sherraden, & J. Curley (Eds.), Financial capability and asset development: Research, education, policy, and practice (pp. 44–61). Oxford University Press.
   Google Scholar
• Sun, S., Chen, Y.-C., Ansong, D., Huang, J., & Sherraden, M. S. (2022). Household financial capability and economic hardship: An empirical examination of the financial capability framework. Journal of Family and Economic Issues, 43(1), 716–729. https://doi.org/10.1007/s10834-022-09816-5
   PubMedGoogle Scholar
• Tlapek, S. M., Knott, L. H., & Voth Schrag, R. (2022). A process to identify and address barriers to providing financial capability programming to survivors of intimate partner violence. Families in Society: The Journal of Contemporary Social Services, 103(1), 65–77. https://doi.org/10.1177/10443894211031484
   Web of Science ®Google Scholar
• Tuominen, M. C., & Thompson, E. L. (2015). There was no money left to save’: Financial literacy and the lives of low-income people. Journal of Progressive Human Services, 26(2), 148–165. https://doi.org/10.1080/10428232.2015.1018104
   Web of Science ®Google Scholar
• Van Lancker, W., & Vinck, J. (2019). The consequences of growing up poor. In B. Greve (Ed.), International handbook of poverty (pp. 96–106). Routledge.
   Google Scholar
• Warren, A., Marchant, T., Schulze, D., & Chung, D. (2019). From economic abuse to economic empowerment: Piloting a financial literacy curriculum with women who have experienced domestic and family violence. Affilia, 34(4), 498–517. https://doi.org/10.1177/0886109919868828
   Web of Science ®Google Scholar
• West, S., Banerjee, M., Phipps, B., & Friedline, T. (2017). Coming up short: Family composition, income, and household savings. Journal of the Society for Social Work and Research, 8(3), 355–377. https://doi.org/10.1086/693047
   Web of Science ®Google Scholar
• Zuchowski, I., Miles, D., Gair, S., & Tsey, K. (2019). Social work research with industry: A systematic literature review of engagement and impact. The British Journal of Social Work, 49(8), 2299–2324. https://doi.org/10.1093/bjsw/bcz015
   Web of Science ®Google Scholar