Determinants of financial inclusion in Afar Region: Evidence from selected woredas

References

• Allen, F., Carletti, E., Cull, R., Qian, Q. J., Senbet, L., & Valenzuela, P. (2012). Improving access to banking: Evidence from Kenya, world bank policy research working paper series.
   Google Scholar
• Andualem, U. B., & Sambasiva Rao, K. (2017). Financial inclusion in Ethiopia, Andhra University. Canadian Center of Science and Education, 9(4), 191-201.
   Google Scholar
• Aredo, D. (2003). The Iqqub: Towards the quantification of the economic importance of an Ethiopian saving and credit association (RoSCA). Ethiopian Journal of Development Research, 26(1), 11.
   Google Scholar
• Cochran, W. G. (1977). Sampling techniques (3rd Ed ed.). John Wiley & Sons.
   Google Scholar
• Das, S. (2015). Factors affecting financial inclusion: A study. In Rourkela, school of management national institute of technology. Rourkela.
   Google Scholar
• Desalegn, G., & Yemataw, G. (2017). Financial inclusion in Ethiopia: Using LSMS (Ethiopia socioeconomic survey) data. Ethiopian Journal of Economics, XXVI(2), 1.
   Google Scholar
• Federal Democratic Republic of Ethiopia (FDRE): Ministry of agriculture (MoA) report, (2013). Ministry of Agriculture, Ethiopia.
   Google Scholar
• Fitzgerald, V. (2006). Financial development and economic growth. World Economic and Social Survey.
   Google Scholar
• Getnet, A. Z. (2014), Financial inclusion, regulation and inclusive growth in Ethiopia, working paper.
   Google Scholar
• Goran, A., Alexander, M., & André, M. (2014) Assessing countries’ financial inclusion standing—a new composite index.
   Google Scholar
• Kassahun, M. G. (2017), Inclusive financial service in pastoral areas of southern Oromia, afar and Ethiopian somali region: opportunities, implementation challenges, and prospects, haramaya university: pastoralist areas resilience improvement through market expansion (HU-PRIME) project research activities, Vol. 1, 2017. Haramaya University.
   Google Scholar
• Leeladhar, V. (2005). Taking banking services to the common man-financial inclusion. Fedbank Hormis Memorial Foundation Commemorative Lecture.
   Google Scholar
• Lusardi, A., & Mitchell, O. S. (2007). Financial literacy and retirement preparedness: Evidence and implications for financial education. Business Economics, 42(1), 35–13. https://doi.org/10.2145/20070104
   Google Scholar
• Mamudu, A. A. (2013). Determinants of financial inclusion in western Africa, school of agriculture, policy and development. University of Reading.
   Google Scholar
• Mandira, S. (2012). index of financial inclusion-a measure of financial sector exclusiveness, center for international trade and development, school of international studies. Jawaharlal Nehru University.
   Google Scholar
• Mandira, S. (2013). Financial inclusion and development: A cross country analysis, Indian council for research on international economic relations, core 6A. India Habitat Centre.
   Google Scholar
• Mekuanint, A. T., Mengesha, T., Mekonnen, Y., & Matiwose Kebede, D. (2019). Financial inclusion and its determinants among households in Jimma zone of Oromia regional state. International journal of Commerce and Finance, 5(2),106-119.
   Google Scholar
• National Bank of Ethiopia. (NBE) ( 20013/14) Annual report. National Bank of Ethiopia.
   Google Scholar
• Olaniyi, E., & Babatunde, A. (2016). Determinants of Financial Inclusion. Africa, department of economics. University of Mauritius Research Journal, 22, 1. Nigeria.
   Google Scholar
• Peña, P., Hoyo, C., & Tuesta, D. (2014), Determinants of financial inclusion in Mexico based on the 2012 National Financial Inclusion Survey (ENIF). Working Paper Nº 14/15 BBVA Research. Available from: http://www.scirp.org/(S(czeh2tfqyw2orz553k1w0r45))/reference/
   Google Scholar
• Rajan, R. (2009). Broadening access to finance, (Chapter 3). In A hundred small steps: report of the committee on financial sector reforms. SAGE Publication Ltd.
   Google Scholar
• Rangarajan, C. (2008). Report of the committee on financial inclusion, impact of cooperatives in financial inclusion & comprehensive development. Journal of Finance and Economics, 1(3), 49–53. doi: 10.12691/jfe-1-3-4
   Google Scholar
• Sanderson, A., Learnmore, Mutandwa,, & Le Roux, P. (2018). A review of determinants of financial inclusion. International Journal of Economics and Financial Issues, 8 (3), 1–8. Nelson Mandela University, South Africa. https://www.econjournals.com/index.php/ijefi/article/view/5458/pdf
   Google Scholar
• Shawn, C., Sampson, T., & Bilal, Z. (2009), Financial literacy, financial decision and the demand for financial services: Evidence from India and Indonesia, working paper.
   Google Scholar
• Siddik, N. A., Sun, G., Shanmugan, J., & Yanjuan, C. (2016). Impacts of e-banking on performance of banks in a developing economy: Empirical evidence from Bangladesh. Journal of Business Economics and Management, 17(6), 1076–1077. https://doi.org/10.3846/16111699.2015.1068219
   Web of Science ®Google Scholar
• Wolday, A. (2004), Prudential regulation in the microfinance industry: lessons from Ethiopia, a paper presented in ACSI’s workshop and first general assembly between June 1–4, 2004. AEMFI publication.
   Google Scholar
• Zibei, C., & Jin, M. (2017). Financial inclusion in China: Use of credit. Journal Family and Economic Issues, 38, 2. doi: 10.1007/s10834-017-9531-x
   Web of Science ®Google Scholar